While using your checking account for online payments is possible, you need to keep in mind that such action comes with greater risks compared to credit cards or secure payment platforms. However, a lot of people still prefer to pay with checking account numbers, which is why we need to make a list of the online platforms that accept such a way of payment.
However, it’s always essential to weigh the convenience against the potential security concerns and take steps to protect yourself, such as using trusted payment methods and secure websites, enabling 2FA, as well as monitoring your accounts closely.
What websites accept payments with checking account numbers
Feel free to check out the online sanctuaries that welcome checking accounts, and the pathways they pave for payment:
Amazon:
Payment: During the final checkout’s Shipment and Payment phase, your checking account can emerge. You need to provide information about your routing, account numbers, and the bank account holder’s details, such as name, address, and driver’s license number.
Rules of Entry: Reserved for personal checking accounts nestled within branches in the US. Business and savings accounts need not apply.
Google Express:
Payment: Google Express opens ways to a multitude of stores, delivering nationwide. As the orders flow, you have to pick your delivery day. Link your checking account through Google Pay for the check magic. You need to either employ Plaid or manually input routing and account numbers as seen on your check.
Entry Pass: Only available to clients of banks located in the US.
Microsoft Store:
We also shouldn’t forget about the digital realm of Microsoft Store. You have to navigate your Microsoft account to “Payment options,” embrace “Add a payment option,” and ultimately select the “Bank account” oracle. You then have to pledge your name, account, routing numbers, and address. No confines, only possibilities.
And there you have it! Navigate the twists, embrace the rules, and explore the unique adventure of online transactions through this less-trodden path!
If you’re wondering how you can find your checking account numbers, the explanation is quite simple to grasp. A check holds clues; left bottom: routing, middle: account, far right: check number. Online reveals numbers as well. Beware risks online use poses. Banks won’t reveal such information via phone or email due to security concerns. Deposit slip numbers are secret bank codes. Here are the ways to find your numbers:
- Checks: Left bottom clusters.
- Monthly statements: Top.
- Online banking: Account page or e-statement.
- Local branch: With ID.
Discovering the secrets of accessing your checking account numbers, whether online or traditional, it’s not as hard as it might seem!
Online purchases using checking account numbers are not as widespread as credit card or online payment options. However, there are select scenarios where this method can be accepted. Certain utility companies allow bill payments through checking accounts. Subscription services, such as streaming platforms or magazines, occasionally offer such a choice.
Niche online marketplaces might support checking account payments as welll, but such instances are infrequent and often demand heightened verification. For government-related payments or services, using a checking account is sometimes a feasible scenario.
Additionally, donations to certain charities or nonprofits could be facilitated using checking account details. Lastly, for recurring payments, direct debit setup through a checking account might be one of the options. It’s crucial to assess the legitimacy and security of the website or service before using this method and to prioritize more secure payment alternatives when available.
Tim M. Hill helped bring Digital-Overload from a weekly newsletter to a full-fledged news site by creating a new website and branding. He continues to assist in keeping the site responsive and well organized for the readers. As a writer to Digital-Overload, Tim mainly covers mobile news and gadgets.